Team Focus

We are a leading Life- Health and Wealth financial services company composed of credentialed employees committed to excellent client-service with an added personal touch.

Meeting Your Specific Financial Needs

Working closely with employers and individuals to designs custom-made solutions to complement your vision of financial success.

Financial Planning in Person

We will personally meet with you at your office, or in the comfort of your home.

Meeting Your Changing Needs

You financial needs evolve and change as you reach certain landmarks in your lifetime such as getting married, or the children going to college or university. That is why it is important to build a strong relationship with a firm that takes the time to know you and comprehend your needs today and tomorrow.

Insuring and investing in your tomorrow, today!

Testimonials

At Ferreira Insurance & Investment Concepts Inc. our clients are #1 and our firm's most valuable ASSET!!! This is what our clients have to say about us...

Fifteen years ago, I placed my "small and meager" saving (to be modest) in the hands of Vicort Ferreira, of Ferreira Insurance & Investments and what a wise decision I made- because I will be able to retire just fine!  I recommend that you also trust and invest with Victor Ferreira and just let time go by under the orientation of this advisor.  Don't procrastinate - face the future with Victor's guidance!  Maria Fernanada, Radio Broadcaster, CIRV Radio International

I consider Victor to be a person of great personal and professional character, who has the best interests of his clients at heart.   That's why I have my investments and insurance policies with him.  Armindo Rego, Contractor, Brampton, ON

In 2009 I had a 29% return on my investments and I've doubled my money in nine years.  Thank you very much Victor Ferreira!  M. M. Trindade,  Woodbridge, ON 

Vicor Ferreira recommended, that we have a financial plan in place, comprised of personal insurance and Investments and we accepted his recommendation.  When my husband died, his life insurance policy paid the mortgage on the home and what was left I invested with him and now I'm getting a monthly income for the rest of my life.  God bless Victor, as he is a very trust worthy person.  I Ribeiro, Toronto, ON

I returned to Portugal for good and invested my money with Victor.  I am receiving 6,000.00 per month from my investments.  No bank has ever given me the level of service and the results that Victor Ferreira has provided me over the years. Luis Gomes, Aveiro, Portugal 

I was on disability in three different occasions and could not work for long periods of time.  Thank God I have a great Accident and Sickness Insurance policy with Victor, otherwise I would have lost my home long ago and would not have been able to support my family.  I'm very happy with his service for over 16 years!  Manuel Medeiros, Toronto, ON 

I was diagnosed with ovarian cancer, but thank God I had a Critical Illness Insurance policy with Victor.  I received $200,000, that is helping me with the recovery and the treatments.  Thank you very much.  Nancy Oliveira, Toronto, ON 

I have a Leverage Loan invested in Segregated Funds with Victor.  I had great returns in 2009 & 2010 and the interest on the loan is tax deductible.  P. Oliveira, Mississauga, ON 

About Victor Ferreira

Victor Macedo Ferreira, Financial Advisor ... (Biography)

Was born on the 7th of December, 1960, in Vera Cruz, Aveiro. Son of Manuel Simões Ferreira, and Aurora dos Santos Macedo. He is married to Maria Rita Ferreira since 1997.

Victor’s father immigrated to Canada in 1958. Subsequently, he followed, together with his mother, when he was 8 months old. His first taste of Canada was in North Bay, ON, where the family settled and lived a humble life, facing all the challenges of adapting to life in a new country. When he finished grade 8, his parents allowed him to go back to Portugal to continue his education.

He was 15 when he performed the feat of reverse immigration. He registered as a boarding student in “Colégio de Albergaria - a- Velha”. After graduating from High School and passing a difficult admissions exam, he registered at the Catholic University of O Porto, where he attended the faculty of law.

Later, his mother fell seriously ill and he made the difficult decision to leave his studies to be at her side. With her death and the grief that followed, he was unable to focus and decided to take a break and accept a job opportunity on a cruise ship. He joined the crew of the S.S. Norway, at the time, the largest passenger ship afloat, and sailed from Miami in the fall of 1983. During the next 4 years, he would work in the Hospitality Industry on board a few ships. He visited many Ports of call along the Bahamas, Caribbean, Mexico, etc. It was indeed a true life shaping experience.

The novelty and glamour were just an illusion that soon started to wear off. He was longing for a more fulfilled life on solid ground. In 1987, he returned to Canada and settled in Toronto.

His first job in Toronto was managing the Sea Shanty Restaurant at Yonge, and Bloor. Meanwhile, he learned about the city and made new friends. With new friends, came new opportunities. He studied oenology and became a “Certified Master Sommelier” (Wine Specialist), and took The Hotel Management course (Diploma). He remained in the hospitality industry a few more years but did not feel fulfilled, until 1994, when another opportunity literally sought him out.

He was introduced to a Prudential of England sales manager in Toronto who encouraged him to become a Financial Security Advisor with the company. He took the challenge, even though he was systematically discouraged by his friends because of the low success rate of many agents and the competitive nature of the insurance industry. Once again perseverance and hard work prevailed. He passed the exam, became licensed and completed the necessary training in the summer of 1994.

After fulfilling all necessary requirements, he was appointed as a Financial Security Advisor, in September of the same year.

It was a wonderful feeling when he sold his first policy and he has not looked back since! When Prudential of England, Canadian Division was sold to Mutual Life of Canada In 1995, Victor became nationwide Rookie of the year.

Since then, with “Clarica” (when the company changed its name and became a publicly held company) and years later when it integrated with Sun Life (May 2002) he remained one of the top advisors in the Country.

Victor has been a member of the “Million Dollar Round Table” (MDRT) since 1997 and “Court of the Table” since 2012 and “Top of the Table” ( 6 times of MDRT requirements) since 2016. This prestigious membership is exclusive to Financial Advisors that meet their high-quality standards; exceed an equally high level of production, and practice strict adherence to a “Professional and Ethical” Code of Conduct. He has been distinguished with many awards that set him apart in the industry.

Presently, as a Financial advisor and President of the firm: “Ferreira Insurance & Investment Concepts Inc. with Head Office in King, Ontario, offers a broad range of products and services that go far beyond the traditional Life Insurance, such as Critical Illness, Accident and Sickness, Long Term Care, Market-Based Investments, Alternative Investments in “Real Assets”, Financial Planning, Retirement Planning, etc.

Victor is an active member of the community and has sponsored and co-sponsored many events in the past, such as “Portugal week”, “Carabram”, “concerts of Top musicians, such as Roberto Carlos, Paula Fernandes, Tony Carreira, “Scholarships for students”, and supports “Angels from Heaven Youth Foundation”, “Luso Canadian Charitable Society, etc.

Victor is very grateful for all his accomplishments and tries to emulate, even exceed his level of financial success for his clients and friends.

Victor Macedo Ferreira, Financial Advisor ... financial success for his clients and friends.